"Identity Quotient"
AARP advice from your Colorado Chapter
(Note: IQ test is courtesy of Utility Consumers' Action Network Privacy Rights
Clearinghouse)
Test your "Identity Quotient"
1. I receive serveral offers of pre-approved credit every week.
(If yes, give yourself 5 points ___ )
2. I carry my Social Security card in my wallet.
(If yes,give yourself 10 points ___ )
3. I do not have a PO Box or a locked, secured mailbox.
(If yes, give yourself 5 points ____ )
4. I carry my military ID in my wallet at all times.
(If yes, give yourself 10 points ____ )
5. I do not shred or tear banking and credit information when I throw it in the trash.
(If yes, give yourself 10 points ____ )
6. I provide my SSN whenever asked, and do not ask questions about how that information
will be safeguarded.
(If yes, give yourself 20 points ____ )
7. My driver's license was issued from a state that uses the SSN as the license number.
(If yes, give yourself 10 points ____ )
8. I am required to use my SSN at work as an employee ID number.
(If yes, give yourself 5 points ____ )
9. I have my SSN printed on my personal checks.
(If yes, give yourself 20 points ____ )
10. I am listed in a "Who's Who" guide.
(If yes, give yourself 5 points ____ )
11. A relative of mine has the genealogy of our family listed on the Internet, which shows
my date of birth and mother's maiden name for anyone who accesses the site to read.
(If yes, give yourself 5 points ____ )
12. I carry my HMO's insurance card in my wallet and my SSN is the ID number.
(If yes, give yourself 10 points ____ )
13. I have not ordered a copy of credit report for many years.
(If yes, give yourself 20 points _____ )
14. I am a student and my SSN is my ID number on my campus.
(If yes, give yourself 10 points _____ )
15. I do not believe that people would root around in my trash looking for credit or
financial information.
(If yes, give yourself 10 points _____ )
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SCORES
100 points or more: You are in serious danger of being defrauded. We estimate the
odds of you being victimized by some form of identiy theft are better than three to four
times the risk of the average consumer.
50 to 99 points: Your odds of being victimized are about average. Hifhter if you
have excellent credit.
25 to 49 points: Congratulations! You have a high IQ. Nevertheless, we strongly
advise taking precautions. Especially if you enjoy good credit.
Less than 25: Your IQ is in the genius range. Please pass this test along to
someone who needs it more than you do.
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