What is Medicare? Who qualifies?
Medicare is the government financed health insurance program for seniors and others receiving Social Security benefits. All persons aged 65 and over who are eligible for Social Security Retirement Insurance (having earned at least 40 quarters of Social Security coverage) or Railroad Retirement Board benefits, and disabled persons who have received Social Security Disability Insurance (SSDI) for 24 months are eligible for Medicare. Individuals who have Lou Gehrig’s disease can receive Medicare immediately upon approval of SSDI. Individuals who have been diagnosed with End Stage Renal Disease can be receive Medicare without a determination of disability. Some government employees may also be covered by Medicare even if they did not pay Social Security taxes.
How does Medicare work?
Medicare has four parts that cover different health care aspects.
For more in depth information on Medicare topics, please select from the list above. Counselors are available at 303-333-3482 to help with education, enrollment, problems and appeals.You may also find helpful information at Medicare’s official site, at the Centers for Medicare and Medicaid Services (CMS), or from Colorado’s Senior Health Insurance assistance Program (SHIP).